ATTORNEY’S ADVICE — NO CHARGE: LOL
One of our members posted this information and I wanted to pass it along to our visitors.:
Post By Annette F.
Read this and make a copy for your files in case you need to refer to it someday. Maybe we should all take some of his advice!
A corporate attorney sent the following out to the mployees in his company.
1. The next time you order checks have only your initials (instead of first name) and last name put on them. If someone takes your checkbook, they will not know if you sign your checks with just your initials or your first name, but your bank will know how you sign your checks.
2. Do not sign the back of your credit cards. Instead, put “PHOTO ID REQUIRED”.
3 When you are writing checks to pay on your credit card accounts,DO NOT put the complete account number on the “For” line. Instead,just put the last four numbers. The credit card company knows the rest of the number, and anyone who might be handling your check as it passes through all the check processing channels won’t have access to it.
4. Put your work phone # on your checks instead of your home phone. If you have a P.O. Box, use that instead of your home address. If you do not have a P.O. Box, use your work address. Never have your SS# printed on your checks. (DUH!) You can add it if it is necessary. But if you have it printed, anyone can get it.
5. Place the contents of your wallet on a photocopy machine. Do both sides of each license, credit card, etc. You will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel. Keep the photocopy in a safe place. I also carry a photocopy of my passport when travel either here or abroad. We’ve all heard horror stories about fraud that’s committed on us in stealing a name, address, Social Security number, credit cards.
This lawyer states: Unfortunately, I, an attorney, have firsthand knowledge because my wallet was stolen last month. Within a week, the thieve(s) ordered an expensive monthly cell phone package, applied for a VISA credit card, had a credit line approved to buy a Gateway computer, received a PIN number from DMV to change my driving record information online, and more. But here’s some critical information to limit the damage in case this happens to you or someone you know:
1. We have been told we should cancel our credit cards immediately. But the key is having the toll free numbers and your card numbers handy so you know whom to call. Keep those where you can find them.
2. File a police report immediately in the jurisdiction where your credit cards, etc., were stolen. This proves to credit providers you were diligent, and this is a first step toward an investigation (if there ever is one).
But here’s what is perhaps most important of all: (I never even thought to do this.)
3. Call the 3 national credit reporting organizations immediately to place a fraud alert on your name and Social Security number. I had never heard of doing that until advised by a bank that called to tell me an application for credit was made over the Internet in my name. The alert means any company that checks your credit knows your information was stolen, and they have to contact you by phone to authorize new credit.
By the time I was advised to do this, almost two weeks after the theft, all the damage had been done. There are records of all the credit checks initiated by the thieves’ purchases, none of which I knew about before placing the alert. Since then, no additional damage has been done, and the thieves threw my wallet away. This weekend (someone turned it in). It seems to! have stopped them dead in their tracks.
Now, here are the numbers you always need to contact about your wallet, etc., has been stolen:
1.) Equifax: 1-800-525-6285
2.) Experian (formerly TRW): 1-888-397-3742
3.) Trans Union: 1-800-680-7289
4.) Social Security Administration (fraud line): 1-800-269-0271
We pass along jokes on the Internet; we pass along just about everything. But if you are willing to pass this information along, it could really help someone that you care about.
Grandpa, Is Everything Black Bad?
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The Definition of Successful Networking
How to Succeed in Networking * When you can turn those new contacts into paying customers and friends of your business, you are on your way. * When you can turn the paying customer into a return paying customer, you have greater success. * When you consider yourself one worth networking with, you are an even greater success.
Become A Black Business Advocate
ARE YOU SERIOUS ABOUT NETWORKING FOR SUCCESS. BECOME A BLACK BUSINESS ADVOCATE. Join Us Today, It’s worth the Membership
Black Work @ Home Mom of the Week
Kim is a single mom to two wonderful blessings. a 15 year old son and 11 year old daughter. She comes from a Baptist background but has since been led by Christ to a non-denominational church. She is a member of Breakthrough Worship Center where she ministers in dance, drama, music and youth . She also sits on the board of a local youth organization, Fresh Fire Ministries. “I believe that we need to reach the youth of America. They are our future leaders and quite frankly I believe they are our leaders of today as well. Youth can minister like none other when their feet are set on fire for God.”She has a nearly 20 year sales background spanning from retail management to direct sales. She is very passionate about Direct Sales and believes it to be a viable source of income for anyone who has enough heart to stick with it.
Presently she is working two direct sales business’s. Latasia Jewelry because she felt led by God to it and Lady Emily which she joined as a personal use consultant. “It’s funny how God works. I joined one because I felt and led and the other for the discount and they both seem to be working out! LOL”
You can visit her at www.KewlJewlz.com or www.ourladyemily.com
What we are all about
The Black Work @ Home Moms Network was created out of the need to join a group of like minded women. African American Moms, working from home and raising children at the same time. The need to ask different questions that would be more specific to our culture. Not wanting to be criticized for having a different cultural point of view. Many wahm groups are available, but the generalized group can be very restricting and I didn’t like the restrictions.
If your looking for support of likeminded women, looking to network, meet new friends, create new business contacts, give advice, ideas, examples and opinions as well as receive them. Then this network welcomes you. Building a newtork with such potential will tke the cooperation and support of every one of it’s members and we as you for commitment in this. Let us define our own way of support, let us understand what we mean when we say networking and building wealth success.
Black Work @ Home Moms Network on Ryze
Ladies, in less than a week, we have grown to over 25 members. If you are not a member of Ryze, join now it’s free and a great way to build a network, to help you grow your biz. I am so excited. It can only get better from here. As we begin to build this network. Let us work on a few things.
#1. Getting the word out to others that may not be on ryze.
#2. Communication and building a network that is worth being a part of.
#3. Commiting to truly helping each other in Sisterly love and Love for our own community.
#4. Let us begin to mind our businesses and truly work them for success.
#5 Keeping an open mind that we are here to support each other in more ways than lip service.
#6. Let’s remember to share regularly and get involved.
Please Book Mark the following pages:
Our network here on ryze: http://bwahm-network.ryze.com/
Black Work @ Home Moms Network: http://www.bwahm.com
Black Work @ Home Moms Blog: http://blackwahm.wordpress.com
Black WAHM Yahoogroup: http://finance.groups.yahoo.com/group/bwahm/
We are in need of moderators for this group and the yahoogroup. Someone who will help keep discussions going and create new discussions. If your interested send me a private message. I personally would like to know from you all what your expectations are. I will be reading all the introductions, word for word.
Great things are going to be happening at BWAHM Network. I hope your read for a long happy ride.
Network, Network, Network.
Ms. Cleo Anderson
BWAHM Network
